Annual Election Period

Each year, from Nov 15 to Dec 31, is the Annual Election Period for Medicare beneficiaries. What this means, is that during this 6 week period, people with Medicare who would like to enroll for the first time, or change insurance plans with Medicare Part D, the outpatient prescription drug program of Social Security, can do so. This is also the time of year that Medicare beneficiaries can enroll with a Medicare Advantage HMO, PPO or PFFS, or elect to opt out of one of these plans and become covered by Original Medicare. Coverage changes become effective on January 1st of next year.

You would think that maybe government sponsored health insurance planning is simpler than private insurance planning, but it is not. For more information please go to the contact us page of starkinsurnce.net for our telephone number and e-mail.